Cover & Above Ltd is a deeply thought-out initiative, owned and directed by Irshad JACKARIA [BCom (Hons), Dip INV, MSc, MCIPS, CFA], and is based on a novel and value-adding approach to financial advising.

Services

Budget Planning

A budget is a stepping-stone to financial independence. We will help you to structure your income and expenditure and we will advise you on how much to channel into savings and investments, for your forthcoming projects.

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Education Planning

Education is the best gift that you can give to your child. We will consider your current finances, your capacity to save, the preferred destination for your child’s tertiary education, and we will develop a personalised plan...

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Retirement Planning

Your financial tomorrow need to be constructed today. We will guide you to accumulate the required amount into shaping you life after your working years, and we will advise you on how to save for the third financial stage of your life.

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Loan Management

A loan is a conduit to achieve financial progress. We will counsel you on the different ways to put your ideas and projects to work and we will advise you how to apply, manage, use, finance, and refinance your actual or forthcoming credits.

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Life Insurance

In life, there are 2 certainties: the first one is death, and the second is uncertainty. We will help you to make sure that you protect yourself, and your dear and near ones, based on the multiple possible scenarios during your lifetime.

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General Insurance

A loan is a conduit to achieve financial progress. We will counsel you on the different ways to put your ideas and projects to work and we will advise you how to apply, manage, use, finance, and refinance your actual or forthcoming credits.

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Need advice? Let us accompany you in every financial step.

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Clients

Irshad is more than an advisor, in fact he is a life coach. Very determined, strong personality with a straightforward attitude. We say time is money … his advices are your future money maker. For every budget, he has a plan. He evaluates your current status and guide you, according to your life goals and objectives.

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The Learning and Knowledge 4U2K in, Investment, Planning, Financial Services & Wealth Management